End the Year Securely: Your Identity Protection Checklist
As the year winds down, it’s the perfect time to reflect on all you’ve accomplished and set goals for the year ahead. While you’ve probably already considered personal or professional milestones when planning for 2025, don’t overlook one critical area: safeguarding your identity and financial well-being. A year-end identity protection checkup ensures your information stays secure and your finances remain in top shape.
Here’s your ultimate year-end checklist for reviewing and enhancing your identity protection.
Weak passwords are an open door for cybercriminals. The end of the year is a great time to audit your online accounts and update passwords to ones that are strong, unique, and not reused across platforms. A strong password combines upper and lowercase letters, numbers, and special characters.
To further safeguard your passwords, consider adding an encrypted vault to your device. This allows you to store and manage passwords directly on your device and away from prying eyes.
2. Enable Multi-Factor Authentication
Adding an extra layer of security to your accounts is one of the simplest ways to protect yourself. Multi-factor authentication (MFA) requires you to verify your identity through a second method, such as a code sent to your phone or an app-based authenticator. Review your most critical accounts, such as banking, email, and social media, and enable MFA wherever possible. Even if someone obtains your password, MFA makes it significantly harder for them to access your accounts.
3. Protect Your Sensitive Documents
Digital documents containing sensitive information like tax records, medical files, or financial statements should always be securely stored. IDSeal Pro-Tec's Sensitive Document Detection tool can scan your devices for these types of files and move them to an encrypted storage vault. For physical documents, consider a locked file cabinet or safe, and shred any paperwork you no longer need.
4. Review Your Financial Statements
Keeping an eye on your statements is a proactive way to spot fraudulent activity before it spirals into a bigger problem. Take time to review bank and credit card statements from the past year, looking for unfamiliar charges or transactions that could indicate fraud. If you notice anything suspicious, report it to your financial institution immediately.
5. Monitor Your Credit
Your credit report is a critical tool for tracking your financial health. Review your reports for errors, unfamiliar accounts, or incorrect personal information, as these could be signs of identity theft.
If you’re planning big purchases in 2025, such as a home or car, maintaining a healthy credit score is vital. Credit monitoring services like those offered by IDSeal can alert you to changes in your credit report, helping you catch issues early.
6. Stay Alert to Phishing Attempts
Phishing scams, where cybercriminals pose as trusted entities to steal your information, remain one of the most common online threats. These scams often increase during the holidays as fraudsters take advantage of busy schedules and increased online shopping. Be cautious of unsolicited emails, texts, or phone calls requesting personal or financial information. Always verify the legitimacy of any request before sharing sensitive details.
7. Update Security Software
Outdated antivirus and malware protection software can leave your devices vulnerable to cyberattacks. Make sure all your devices have up-to-date security software installed and running. Also, ensure your operating systems and apps are current. Many updates include security fixes that protect against the latest threats.
8. Freeze Your Credit
There were a lot of data breaches this year, with more continuing to happen — making services like IDSeal of increased importance. If you suspect you’ve been impacted by a data breach and aren’t planning any major financial moves in the immediate future, freezing your credit can be a powerful way to prevent identity theft. A credit freeze restricts access to your credit report, making it nearly impossible for fraudsters to open new accounts in your name. It’s free to do and can be temporarily lifted if you need access.
Start the New Year Securely
A little preparation now can save you the hassle of significant time, money, and stress later. With the help of this checklist, you can take steps to protect your identity, safeguard your financial health, and set yourself up for a successful and secure 2025.
Whether you’ve got big purchases planned or want some added peace of mind, IDSeal’s comprehensive suite of identity protection tools are a simple and effective way to protect yourself in the coming year. From credit monitoring to safe browsing features and identity restoration services, IDSeal is your partner in all things security, helping you begin the new year with confidence.
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Remember, 1-in-4 Americans are the victim of identity theft. It's not a matter
of if you'll become a victim, it's when...